The operating system for capital markets

​Setpoint is a fintech company that provides infrastructure for asset-based lending, aiming to enhance speed, efficiency, and accuracy for borrowers and lenders. Their platform supports funding and operations for various real estate models by verifying and storing documents, automating interest rate calculations, and digitizing assets like homes. Founded in 2021, Setpoint has experienced significant growth, with over $50 billion in financed assets powered by its technology annually across ABS and ABL markets. In August 2024, Setpoint secured a $31 million Series B funding round, led by 645 Ventures, with strategic investments from Citi and Wells Fargo, among others. The company operates from offices in Austin, Texas, and New York, New York.